Privacy Policy

Ten Crore Club (“we,” “us,” or “our”) is committed to protecting your privacy. As an AMFI-registered Mutual Fund Distributor, we recognize that our relationship with you is built on trust, which is why we hold ourselves to the highest standards of safety, privacy, and data security.

This Privacy Policy explains how we collect, use, store, process, and protect personal and financial information when you visit our website, use our tools and calculators, subscribe to our newsletter (“The Journal”), or register for our community and distribution services.

By accessing or using our services, you consent to the practices described in this Privacy Policy.

To facilitate mutual fund transactions and deliver personalized behavioral coaching, we collect several categories of information:

• Identity & Contact Data: Name, professional email address, phone number, physical address, and communication preferences.
• Regulatory & KYC Information: Permanent Account Number (PAN), date of birth, gender, nationality, signature, bank account details, and KYC status verified via KYC Registration Agencies (KRAs).
• Financial Profile: Investment objectives, risk tolerance, existing portfolio details, SIP preferences, and transaction histories.
• Technical & Usage Data: Internet Protocol (IP) address, browser details, page interactions, device information, and feedback from interactive calculators.

We process your information to deliver on our promise of wealth-building with absolute integrity. Specifically, we use your data to:

• Process and submit your mutual fund applications to Asset Management Companies (AMCs) and RTAs (like CAMS or KFintech).
• Verify your KYC details and execute statutory checks required by AMFI, SEBI, and PMLA (Prevention of Money Laundering Act).
• Provide support, answer queries, schedule your strategy calls, and deliver updates on your portfolio performance.
• Send you our newsletter (“The Journal”) or other educational insights regarding long-term investing.
• Enhance our website performance, calculators, and client tools.

We do not sell, rent, trade, or distribute your personal or financial data to third-party marketing companies.

To fulfill your investment instructions, we share your data strictly with the following entities:

• Asset Management Companies (AMCs) & RTAs: Mutual fund houses and Registrar & Transfer Agents (e.g., CAMS, KFintech) to execute and update transactions.
• Service Providers: Technology vendors, SMS/email gateway providers, hosting servers, and scheduling platforms operating under strict confidentiality agreements.
• Regulators & Legal Authorities: Under the instruction of SEBI, AMFI, tax authorities, or when required by law to prevent fraud, financial abuse, or money laundering.

We employ premium-grade administrative, technical, and physical security measures to safeguard your sensitive information. We use industry-standard encryption protocols (SSL/TLS) for data transmission and store all critical records in secure, firewalled servers.

We store your transaction and client data as long as you maintain an active relationship with Ten Crore Club, and for the statutory duration mandated by SEBI / AMFI regulations and legal obligations in India.

You have control over how your data is handled. You have the right to access, update, correct, or request deletion of your information, except where statutory regulations mandate us to preserve transactional or client record-keeping details.

If you have any questions, wish to opt-out of communications, or have a grievance regarding your data usage, you may contact our Grievance Officer directly: